Worried that your financial strategy
is Missing Something?

We specialize in creating and maintaining easy-to-understand retirement plans that help you feel confident in your financial future.

Your Dreams Matter

At Bulman Wealth Group, we believe everyone should live the retirement that they’ve always wanted. To do that, we feel you need to look beyond savings and investment. We knowbelieve—that’s what you’ve been taught to look after—but we think there are actually five pillars of retirement planning that need your consideration including investment, income, taxes, health care planning and legacy planning.

Income Planning

The goal is to help ensure your expenses can be paid month to month with reliability and predictability for the rest of your life.

This typically includes:

  • Social Security Maximization
  • Income and Expense Analysis
  • Longevity Protection
  • Inflation Plan
  • Spousal Plan

Investment Planning

The goal is to create an investment plan for the remaining assets not used in your income plan.

This typically includes:

  • Assessing Your Risk Tolerance
  • Evaluating Ways To Reduce Risk While Still Working Toward Your Goals
  • Comprehensive Institutional Money Management
  • Adjusting Your Portfolio To Reduce Fees
  • Volatility Control

Tax Planning

The goal is to develop a strategy that can decrease tax liabilities in the future.

This typically includes:

  • Assessing The Taxable Nature Of Your Current Holdings
  • Strategizing Ways To Include Tax-Deferred or Tax-Free Money In Your Plan
  • Strategizing Which Tax Category To Draw Income From First To Potentially Reduce Your Tax Burden
  • Discussing Ways To Leverage Your Qualified Money To Leave Tax-Free Dollars To Your Beneficiaries
  • Possible IRA Planning

Health Care Planning

The goal is to create a plan addresses rising health care costs with a minimum of expense.

This typically includes:

  • Looking at Medicare, Parts A, B, and D
  • Analyzing Options For A Long-Term Care Plan

Legacy Planning

Working collaboratively with a qualified estate planning attorney, our main goal is to help ensure your hard-earned assets go to your beneficiaries in the most tax-efficient manner.

This typically includes:

  • Maximize Your Estate And Income Tax Planning Opportunities
  • Protect Any Assets In Trust And Ensure They Are Distributed To Your Beneficiaries Probate Free
  • Prevent Your IRA And Qualified Accounts From Being Fully Taxable To Your Beneficiaries Upon Your Death

Your Dreams Matter

At Bulman Wealth Group, we believe everyone should live the retirement that they’ve always wanted. To do that, we feel you need to look beyond savings and investment. We believe—that’s what you’ve been taught to look after—but we think there are actually five pillars of retirement planning that need your consideration including investment, income, taxes, health care planning and legacy planning.

Income Planning

Where will your paycheck come from in retirement?

Where will your paycheck come from in retirement?

We help develop custom income strategies for our clients. It’s a way for them to see what their income may look like today and for retirement 15, 20 and even 30 years down the road.

Investment Planning

Is investing during your working career and nearing retirement the same?

Is investing during your working career and nearing retirement the same?

Choosing the appropriate investments during working years, right before retirement and during retirement may be different. That is why we specialize in investment strategies at or near retirement.

Tax Planning

How much money—the cash that’s in your account—do you have saved for retirement AFTER taxes?

How much money—the cash that’s in your account—do you have saved for retirement AFTER taxes?

The difference between the money you have in your account and the amount you have in your pocket matters. Taxes can play a huge role in this. We help create strategies that help people minimize taxes.

Health Care Planning

How much does the average couple pay in healthcare over the course of their retirement?

How much does the average couple pays in healthcare over the course of their retirement?

An average couple will pay $469,000 during retirement. Are you prepared?

Source: https://www.seniorliving.org/nursing-homes/costs/

Legacy Planning

Will your hard earned assets go to the ones you love?

Will your hard earned assets go to the ones you love?

Failing to consider legacy planning while developing your retirement plan could leave your family with very little. Our well-established legacy plan is designed to help ensure that what you have goes to the ones you love.

We Offer Services In These Three Areas

Growth

Prepare for retirement by putting your hard-earned assets to work.

HOW?

Retirement Income Strategies
Wealth Management
Annuities
Investments
IRA/401(k) Rollovers

Preservation

Protect the assets that can help you live the retirement you’ve always imagined.

HOW?

Asset Protection Strategies
Life Insurance
Tax-Efficient Strategies
Long-Term Care-Strategies

Giving

Provide for the people and causes you care about the most.

HOW?

IRA Legacy Planning

Prepare For Retirement By Putting Your
Hard-Earned Assets To Work

Charitable Giving

Estate Planning

Tax Planning